Flood Disaster Preparedness

Flood Disaster Preparedness

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Flood Insurance Coverage for South Florida Homeowners

Some mortgage lenders in Florida require home buyers to purchase flood insurance for property located in high risk flood zones. However, due to Florida's exposure to heavy rains and tropical storms, most homeowners can benefit from investing in a flood insurance policy.

Though flood insurance policies are available through the National Flood Insurance Program, many homeowners are able to get lower rates and more flexible options through a private flood insurance company.

Reference the flood insurance calculator below to discover what a flood can cost your family.

Prepare Your Home for a Flood

  • Prepare an emergency "go-bag" and create a family communication plan
  • Elevate furnace, water heater, and electric panels
  • Consider installing check valves that allow water to only flow in one direction
  • Stop floodwater from entering your home by constructing barriers and seal basement walls with waterproofing compounds

Florida flood insurance

Drive Safely in a Flood

  • As little as six inches of water can cause control issues in most passenger vehicles
  • A foot of water will float many passenger vehicles
  • Two feet of rushing water can carry away larger vehicles, such as SUVs and pick-up trucks
  • Never attempt to drive on a flooded road as the depth of the water is not always obvious and the road may be damaged beneath the surface
  • Do not drive around barricades
  • Do not deviate from designated evacuation routes
  • Leave your vehicle if it stalls in floodwaters

We Know Florida Flood Insurance

What makes Family Insurance Services such a valuable ally is that as one of Florida’s leading independent insurance brokers we have the ability to shop multiple carriers nationwide. Our expert insurance brokers help you find the best possible flood insurance policy in Florida at the most competitive rate. No matter where you are located across the state, we are here to help you protect what matters most.

Give us a call today to learn more about purchasing a stand-alone flood insurance policy or bundling with your homeowner's insurance plan. One of our knowledgeable insurance specialists would be happy to provide you with a thorough coverage evaluation and a free flood insurance quote!

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