Flood Disaster Preparedness

Flood Disaster Preparedness

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Flood Insurance for South Florida Homeowners

Some mortgage lenders in Florida require home buyers to purchase flood insurance for property located in high risk flood zones. However, due to Florida's exposure to heavy rains and tropical storms, most homeowner's can benefit from adding flood insurance to their plans.

Though flood insurance policies are available through the National Flood Insurance Program, many homeowners are able to get lower rates and more flexible options through a private flood insurance company.

Prepare Your Home for a Flood

  • Prepare an emergency "go-bag" and create a family communication plan
  • Elevate furnace, water heater, and electric panels
  • Consider installing check valves that allow water to only flow in one direction
  • Stop floodwater from entering your home by constructing barriers and seal basement walls with waterproofing compounds

Drive Safely in a Flood

  • As little as six inches of water can cause control issues in most passenger vehicles
  • A foot of water will float many passenger vehicles
  • Two feet of rushing water can carry away larger vehicles, such as SUVs and pick-up trucks
  • Never attempt to drive on a flooded road as the depth of the water is not always obvious and the road may be damaged beneath the surface
  • Do not drive around barricades
  • Do not deviate from designated evacuation routes
  • Leave your vehicle if it stalls in floodwaters

We Know Flood Insurance

What makes Family Insurance Services such a valuable ally is that as one of Florida’s leading independent insurance brokers we have the ability to shop multiple carriers nationwide, in order to get you the best possible flood insurance plans in Florida at the most competitive rates — no matter where you are located across the state, we are here to help you protect what matters most!

At Family Insurance Services, we know what may work for one Florida homeowner, won’t necessarily work for you. Give us a call today, to learn more about purchasing a stand-alone flood insurance, our bundling with your homeowner's insurance plan. One of our knowledgeable insurance specialists would be happy to provide you with a thorough coverage evaluation and provide you with a free flood insurance quote!