Boating Insurance

Boating Insurance

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Boat Insurance That You Can Rely On

Whether you are buying a little flats boat for some fishing in the Keys or a deck boat for your next family excursion off the coast of Ft. Lauderdale, you can rely on Family Insurance Services to find the right protection for your needs.

Can a Homeowner's Insurance Cover Your Boat?

Although some homeowner's insurance policies can cover a boat, coverage is usually very limited. For instance, a homeowner's policy might be relevant if your boat is vandalized or stolen while stored on your property up to a certain amount of value. However, your liability policy may only cover vessels up to a certain motor size.

For instance, if you cause property damage with a larger vessels, you will be paying out-of-pocket without an adequate boat insurance.

What is Included in a Boat Insurance Policy

Typical coverages should include:

  • Personal liability
  • Boat
  • Motor
  • Trailer
  • Medical and physical damage perils

We also provide insurance for other types of watercraft, including:

  • Runabout
  • Mini Jet Boat
  • Sailboat
  • Pontoon
  • House Boat
  • Cabin Cruiser
  • Other Fishing Boat
  • Bass Boat

How to Save on Boat Insurance

When bundling your boat insurance with other policies from the same carrier, you might be eligible for discounts.

You may also be able to save money if you:

  • Own your home
  • Have idle assisted steering installed
  • Insure multiple vessels
  • Paying your policy on an annual basis
  • Have a clean automobile driving record
  • Have a safety course certification

In order to determine the best way for you to get the most out of your boat insurance policy, contact one of our experienced insurance advisors!

Get in touch

At Family Insurance Services, we know what may work for one Florida boat owner might not necessarily work for you. Give us a call today, to learn more about our boat insurances policies that suit your needs as a Florida boat owner. One of our knowledgeable insurance specialists would be happy to provide you with a thorough coverage evaluation and provide you with a free Florida boat insurance quote!

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